Minimum Limits for Motor Vehicle Liability Insurance

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Last Modified on Sep 12, 2025

Effective January 1, 2010, Louisiana’s Compulsory Motor Vehicle Liability Security Law requires every motor vehicle registered in Louisiana to be insured with minimum limits of 15/30/25. La.R.S. 32:900.

  • 15 = per person maximum for bodily injury or death in one accident
  • 30 = maximum for bodily injury or death to two or more persons in one accident
  • 25 = maximum for property damage to others in one accident

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